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Personal

Personal Automobile Insurance

I’ve heard there are many discounts in auto insurance but how do I know if I’m receiving the best deal? Does it pay to put my homeowners and auto coverage in the same company? What about a lease, sometimes there are “gaps”? Our knowledgeable staff will review your own situation to make sure you’re getting the most from your insurance dollar.

Home Owners

                                                                                                                                                                                  Farmers Mutual Fire
                                                                                                                                                                                            Insurance of Salem County

Do I have enough coverage on my home to protect me even if it burns to the ground? What happens if there’s a flood? You know there’s a lot of talk today about mold. Does my policy cover that? Why not let our experienced staff answer your questions? We’re here to help, just call or write with your questions.

Commercial

Commercial Vehicle Insurance

                                                                                                                       Farmers Mutual Fire
                                                                                                                                          Insurance of Salem County

What is trailer interchange coverage and do I need it? Are all my tractors covered? I’ve heard there are limits on how far I can go. Does it cost a lot to increase my radius? I’ve hired operators to drive their trucks under my rights. Do they need coverage too? Most companies don’t have the expertise to uncover all your insurance needs. Give us a call for a comprehensive review.

General Liability Coverage/Workers Compensation
           
                                                                                                                       Farmers Mutual Fire
                                                                                                                                          Insurance of Salem County

Are my tools covered when they are in my truck? I often have $10,000 of equipment waiting to be installed at the jobsite, will my insurance cover that? The GC just told me he needs a “bond”. How much do they cost and how long does it take to get it? It’s just my brother-in-law and myself. Do I need to carry Workers Compensation? We have a number of strong insurance company partners that can tailor a policy to your needs as well as millions of dollars of Bonding experience. Let our experienced staff go to work for you today

Additional Personal Products

Recreation Liability Coverage

Is my boat covered wherever I take it? Is my snowmobile/ATV/personal watercraft covered? We leave some things at our summer home after our visit, should I be concerned? How about the kid’s things when they are away at school? One size doesn’t always fit all and without a complete review of your situation, how can you be sure you have the right coverage? Call today for a no obligation review of your insurance program.

Luxury Motor Coach Coverage

We can help you protect your investment in your motor home and the RV lifestyle.  Our policies provide important standard and optional coverage's not available in conventional auto policies, or in the stripped down RV policies offered by other companies.

Mobile Home Coverage

Mobile home insurance provides coverage for your mobile home, garage or shed, and your personal belongings. It may also provide financial protection in case you unintentionally injure someone or damage their property.

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